Payment Policy

Last Updated: May 18, 2026

This Payment Policy explains the payment methods, transaction processing, billing practices, and related terms that apply when you make a purchase through the lapishe website.

By placing an order with lapishe, you agree to the payment terms described below, together with our Terms of Service, Shipping & Delivery Policy, Return & Refund Policy, and Privacy Policy.

1. ACCEPTED PAYMENT METHODS

lapishe accepts commonly used payment methods made available through our checkout.

Depending on your location, device, and the payment services currently supported, available payment methods may include:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • PayPal
  • Digital wallets
  • Other payment methods displayed at checkout

The payment options shown during checkout are the payment methods currently available for your transaction.

2. PAYMENT AUTHORIZATION

When you place an order, your payment method may be authorized for the total amount of your purchase.

This amount may include, where applicable:

  • Product charges
  • Shipping fees
  • Sales tax
  • Duties or other charges collected at checkout
  • Discounts or promotional adjustments

Your order will generally not proceed to fulfillment until payment has been successfully authorized or otherwise approved by the applicable payment provider.

In some cases, a temporary authorization may appear on your account before the final transaction is completed.

3. PAYMENT PROCESSING

Payments are processed through third-party payment service providers.

These providers may collect and process payment details necessary to complete the transaction.

lapishe generally does not directly store complete credit or debit card numbers on its website servers.

Payment processing may be subject to the terms, fraud controls, authentication procedures, and privacy practices of the applicable payment provider.

4. PAYMENT SECURITY

We take reasonable measures designed to help protect payment transactions.

Our website uses SSL or similar encryption technologies intended to protect information transmitted between your browser and the Site.

Payment transactions may also be protected by security measures used by our ecommerce platform, payment processors, card networks, banks, and other payment providers.

5. PAYMENT VERIFICATION

For security and fraud-prevention purposes, certain orders may be subject to additional payment verification.

We may review information such as:

  • Billing address
  • Shipping address
  • Payment authorization results
  • Order value
  • Purchase activity
  • Device or network information
  • Other indicators of possible fraud or unauthorized activity

We may contact you to request additional information where reasonably necessary to verify an order.

If we are unable to verify payment or reasonably believe that a transaction may be unauthorized, fraudulent, or otherwise improper, we may delay, decline, or cancel the order.

6. DECLINED OR FAILED PAYMENTS

A payment may be declined or fail for reasons including:

  • Insufficient funds
  • Incorrect payment information
  • Expired card details
  • Bank security restrictions
  • Failed authentication
  • Billing address mismatch
  • Payment provider restrictions
  • Technical processing issues

If your payment is declined, please verify the information entered and try again.

You may also contact your bank, card issuer, or payment provider for additional information.

lapishe does not control approval decisions made by banks or third-party payment providers.

7. FOREIGN TRANSACTION AND CURRENCY CONVERSION FEES

Your bank, card issuer, or payment provider may charge additional fees if your payment account uses a different currency or if the transaction is treated as international.

These charges may include:

  • Currency conversion fees
  • Foreign transaction fees
  • International processing fees
  • Bank handling fees

These charges are imposed by your financial institution or payment provider and are not controlled or collected by lapishe.

8. CANCELED ORDERS

If an order is canceled before fulfillment, any applicable payment already captured will generally be refunded to the original payment method.

If only a temporary authorization was placed and the payment was not fully captured, the authorization may simply expire or be released by your bank.

9. CHARGEBACKS AND PAYMENT DISPUTES

If you have a problem with an order or payment, we encourage you to contact our customer service team before initiating a chargeback or payment dispute.

We will make reasonable efforts to review the issue and provide assistance in accordance with our policies.

If a chargeback, payment reversal, or dispute is filed, we may provide relevant transaction information to the applicable bank, card issuer, payment provider, or payment network.

This information may include:

  • Order confirmation
  • Payment records
  • Shipping or tracking information
  • Delivery information
  • Customer communications
  • Return or refund records
  • Other documentation relevant to the transaction

Submitting a payment dispute does not automatically create an entitlement to a refund beyond any rights available under applicable law or the applicable payment provider's rules.

10. UNAUTHORIZED TRANSACTIONS

If you believe your payment method has been used without authorization, please contact your bank, card issuer, or payment provider immediately.

You may also contact lapishe customer service if the transaction appears to involve an order placed through our Site.

For security reasons, we may request information reasonably necessary to locate and review the transaction.

Please do not send passwords, complete card numbers, security codes, or other highly sensitive payment credentials by email.

11. ORDER AND PAYMENT RECORDS

We may retain transaction and order records where reasonably necessary for:

  • Order processing
  • Customer service
  • Refunds
  • Fraud prevention
  • Accounting
  • Tax compliance
  • Legal and regulatory obligations

Information relating to payment processing is handled in accordance with our Privacy Policy and the practices of the applicable payment service providers.

12. CHANGES TO THIS PAYMENT POLICY

We may update this Payment Policy from time to time to reflect changes in:

  • Payment methods
  • Payment providers
  • Website functionality
  • Business practices
  • Legal or regulatory requirements

The latest version will be posted on this page.

Where required by law, material changes may be communicated through additional notice.

13. CONTACT US

If you have questions about a payment, billing issue, declined transaction, duplicate charge, refund, or other payment-related matter, please contact us.

Store Name:
lapishe

Legal Business Name:
YINGTAOLIUMR INC

Customer Support Email:
support@lapishe.com

Phone:
+1 503-851-0295

Customer Service Hours:
9:00 AM–5:00 PM ET

Business Address:
1528 Spruce St 
Pueblo CO 81004 US